Solutions: Pay cash. It’s a lot harder to purchase a $200 jersey dress if you have to count out every $20 bill you give to the cashier, rather than pulling out a credit card. Hit the ATM before you go shopping, and vow not to spend any more than you take out, says David Bach, author of “Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams.”
Take a breather. Before making a big purchase, exit the store. Once you’ve escaped the enticing lighting and persuasive salespeople, you may very well realize that, no, you don’t need that tie-dye tunic after all.
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Avoid “buy one, get the second one half off” sales. “Do the math. You’re not getting that great a deal – about 25 percent off,” says Jona Kessans, a former department-store supervisor. If the item is $50, you’ll wind up spending $75 total, as opposed to $100. “That, and you’re probably buying two of something you don’t need to double up on,” says Kessans. “You’re better off waiting until merchandise is marked down by 30 percent.”
Visit less affluent areas for sale merchandise. Ritzier areas are more likely to sell out of an item before it has a chance to go on sale. “Wealthy people are generally more likely to buy items at full price than to wait for them to go on sale,” says Tara Makarechi, a former salesperson. So if you live in an affluent area but still appreciate a bargain, visit a neighborhood that has less traffic or a community that is less posh.
Do an inventory of what you already own before you stock up on the new season’s merchandise. Although fall fashions beckon, once you realize how many Fair Isle sweaters you have, you may be less tempted to buy a new one. On the same note, “never go shopping when your closet is empty because most of your clothes are dirty,” says Amanda Ford, author of “Retail Therapy: Life Lessons Learned While Shopping.” “You might lament that you have nothing to wear and go shopping without realizing that you have all you need. You just need to do your laundry.”
Problem: You hate fighting crowds and sorting through messy merchandise
Solutions: Shop during the middle of the week. Not only are stores less crowded on Tuesday, Wednesday, and Thursday but you’ll also get first dibs on new merchandise, according to many salespeople. “Retailers prefer to get their merchandise on the floor before the weekend, when it gets crowded,” says Jeff Rhodes, a store manager for a line of upscale boutiques.
Wake up early. “The best time to shop is in the morning,” says Underhill. “The employees have yet to tire from irritable shoppers, the merchandise hasn’t been picked over and
displaced, and there’s also comfort in the fact that you have time to come back for a purchase that needs to be mulled over.”
Problem: You want to save time
Solutions: Make a shopping list. You write down fruit, cereal, and toilet paper for the grocery store. Why hit a retail store, where you’re likely to spend a lot more money, empty-handed? Write down what you want and where you plan to buy it.
Avoid the mall. If you’re looking for just one or two things, you may want to stop at a boutique or a freestanding department store. “It’s in the mall’s best interest to place the best stores far inside, at the heart, away from the entrance, which is why stopping into one store at the mall ends up taking you a solid two hours,” says Paco Underhill, author of “Call of the Mall.”
Shop alone. Women spend the most time in a store when they’re shopping with a friend or a child, says Underhill. If you want to get in and out, go solo.
Problem: You’re shy about asking for a discount
Solutions: Don’t be shy. “Ask for a discount on anything you buy - but not for a specific amount off,” say Kristina Matisic and Anna Wallner, authors of “The Shopping Bags: Tips, Tricks and Inside Information to Make You a Savvy Shopper.” Instead, leave things open-ended by asking, “Can you give me a better deal?” “If your salesperson isn’t authorized, you may have to ask the manager,” says Matisic. If you find a slight flaw or damage - or even if the product’s packaging is mangled – you may be entitled to a discount, says Jona Kessans.
Wait until the store has a major sale, when most items are already discounted 20 to 30 percent. After convincing the clerk or manager that you’re serious about a larger-than-normal purchase, request an additional 10 to 20 percent discount to close the deal. “If she won’t discount the items further, ask her to throw in shirts, shoes, ties, or socks at no additional cost,” says Wayne Tate, who, after 25 years of practicing law, has mastered the art of negotiation in and out of the courtroom.
SOurce:shopping.yahoo